Turning Idle Dollars into Immediate Impact

How CMA’s AMC Services Generated $45,000+ in Non-Dues Revenue for Six Associations

CHALLENGE

Six associations faced the same challenge: Reduce increasing financial pressure while keeping member dues stable.

Their leadership teams needed stronger, more predictable financial performance without introducing market risk or adding administrative complexity.

The boards also required clearer visibility into cash position, liquidity and controls to support confident decision-making and long-term planning. Existing cash balances were conservatively held, but there was limited insight into whether those funds were being used as effectively as they could be.

But with their lean teams focused on member services, the associations lacked the capacity and expertise to evaluate their cash strategies and implement low-risk revenue solutions. Each turned to CMA for support.

SOLUTION

Through a comprehensive review of cash flow and what-if scenarios, CMA calculated balances suitable for reserves and liquidity needs.

We implemented a turnkey cash management strategy designed to increase yield without market exposure or operational disruption. The approach included:

• Opened accounts to generate interest income with appropriate liquidity requirements.
• Separated operating vs. non-operating funds for stronger controls.
• Cycled surplus cash to maximize yield without disrupting operations.

RESULTS

In less than one year, the six associations generated more than $45,000 in new interest income, creating a sustainable non-dues revenue stream without changing member pricing or taking on market risk.

The key was CMA’s disciplined, association-focused financial management approach, which ensured cash strategies were consistently implemented, regularly monitored and aligned with organizational operating needs and governance standards.

As a result, the associations achieved the following:

• Established a repeatable, low-risk non-dues revenue source.
• Strengthened financial controls and predictability through CMA’s structured cash oversight.
• Increased board confidence through more transparent reporting, greater visibility and stronger accountability, all staples of CMA’s AMC services. 

Ready to put idle cash to work?
Ask us about a no-market-risk cash strategy that strengthens your association without raising dues.